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Privacy Policy
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FACTS |
WHAT DOES NAFT
FEDERAL CREDIT UNION DO
WITH YOUR
PERSONAL INFORMATION? |
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Why? |
Financial companies choose how they share your
personal information. Federal law gives
consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please
read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and
share depend on the product or service you have with us.
This information can include:
- Social Security number and account balances
- credit card or other debt and credit history
- payment history and wire transfer instructionsWhen you are no longer our member, we continue to
share your information as described in this notice. |
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How? |
All financial companies need to share members'
personal information to run their everyday
business. In the section below, we list the reasons
financial companies can share their members' personal
information; the reasons NAFT Federal Credit Union
chooses to share; and whether you can limit this
sharing. |
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Reasons we can share your personal
information |
Does NAFT Federal Credit Union
share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or to report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
Yes |
No |
| For joint marketing with other
financial companies |
No |
We don't share |
For our affiliates' everyday business
purposes -
information about your transactions and experiences |
No |
We don't share |
For our affiliates' everyday business
purposes -
information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
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Questions? |
Call 956-787-2774 or go to www.naftfcu.coop |
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What we do |
| How does NAFT Federal
Credit Union protect my personal information? |
To protect your personal information
from unauthorized access and use, we use security
measures that comply with federal law. These measures
include computer safeguards and secured files and
buildings. |
| How does NAFT Federal
Credit Union collect my personal information? |
We collect
your personal information, for example, when you
- open an account or apply for a loan
- provide employment information or apply for financing
- provide account information
We also
collect your personal information from others, such as
credit bureaus, affiliates, or other companies. |
| Why can't I limit all
sharing? |
Federal law
gives you the right to limit only
- sharing for affiliates' everyday business purposes -
information about
your creditworthiness
- affiliates from using your information to market to
you
- sharing for nonaffiliates to market to you
State law and
individual companies may give you additional rights to
limit sharing. |
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Definitions |
| Affiliates |
Companies related by common ownership or
control. They can be financial and nonfinancial
companies.
- NAFT Federal Credit Union has no affiliates |
| Nonaffiliates |
Companies not
related by common ownership or control. They can be
financial and nonfinancial companies.
- Nonaffiliates we share with can include insurance
companies,
government agencies, nonprofit organizations, plastic
card
processors (credit/debit/ATM), mailhouse, mortgage
companies,
mortgage service companies, consumer reporting agencies,
data
processors, and check/share draft printers |
| Joint Marketing |
A formal agreement between nonaffiliated
financial companies that together market financial
products or services to you.
- NAFT Federal Credit Union doesn't jointly market |
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