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Term Share
Certificate Rates
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NAFT Federal Credit Union offers competitive rates for our
products. Rates are approved by our Board of Directors and
may change on a monthly basis.
For more information on these accounts including fees or
penalties, contact a member service representative at
956-787-2774.
Fees assessed may reduce actual earnings on the account.
Effective June 2013.
|
Term |
Dividends Paid |
Opening Deposit |
Minimum Balance To Earn Stated APY |
Dividend Rate |
Annual Percentage Yield |
|
1 Month |
At Maturity |
$1,000.00 |
$1,000.00 |
0.39% |
0.39% |
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Penalty for early withdrawal is
dividends equal to 30 days at the current dividend rate at
the time the penalty is assessed. |
|
6 Months |
At Maturity |
$1,000.00 |
$1,000.00 |
0.35% |
0.35% |
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Penalty
for early withdrawal is dividends equal to 90 days at the
current dividend rate at the time the penalty is assessed. |
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12 Months |
Quarterly |
$1,000.00 |
$1,000.00 |
0.45% |
0.45% |
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Penalty
for early withdrawal is dividends equal to 180 days at the
current dividend rate at the time the penalty is assessed. |
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18 Months |
Quarterly |
$1,000.00 |
$1,000.00 |
0.50% |
0.50% |
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Penalty
for early withdrawal is dividends equal to 270 days at the
current dividend rate at the time the penalty is assessed. |
|
36 Months |
Quarterly |
$1,000.00 |
$1,000.00 |
0.95% |
0.95% |
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Penalty
for early withdrawal is dividends equal to 540 days at the
current dividend rate at the time the penalty is assessed. |
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12 Month Mini Jumbo |
Quarterly |
$25,000.00 |
$25,000.00 |
0.55% |
0.55% |
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Penalty
for early withdrawal is dividends equal to 180 days at the
current dividend rate at the time the penalty is assessed. |
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18 Month Mini Jumbo |
Quarterly |
$25,000.00 |
$25,000.00 |
0.65% |
0.65% |
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Penalty
for early withdrawal is dividends equal to 270 days at the
current dividend rate at the time the penalty is assessed. |
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12 Month IRA |
Quarterly |
$500.00 |
$500.00 |
0.55% |
0.55% |
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Penalty
for early withdrawal is dividends equal to 180 days at the
current dividend rate at the time the penalty is assessed. |
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18 Month IRA |
Quarterly |
$500.00 |
$500.00 |
0.65% |
0.65% |
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Penalty
for early withdrawal is dividends equal to 270 days at the
current dividend rate at the time the penalty is assessed. |
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